IRS Annuity Rules

IRS Annuity Rules

An annuity is an insurance product that is often used as part of a retirement strategy.

Use Annuity As Life Time Guarantee Income

Looking for a way to convert your hard-earned assets into a reliable, consistent, and guaranteed income stream when you retire? Fixed Index annuities with a guaranteed lifetime benefit rider can be an important part of your retirement income plan, providing guaranteed income for a specific period of time or the rest of your life. Or, if you’ve maxed out your other tax-advantaged retirement savings options, you might consider the tax-deferred benefits of annuities.

1.     How can you achieve reasonable growth & a higher guaranteed income with annuities that exceeds the 3 to 4 percent income withdrawal standard for stocks and bonds?

2.     Which annuities can fight inflation more effectively without having to risk market losses?

3.     What is the optimal amount of money you should consider for annuities based on your personal retirement goals?

4.     How can you effectively reduce tax in retirement using annuities to leverage favorable IRS statutes?

5.     Which annuities using a laddered strategy can offer income and growth that also have the potential to replenish your original principal or premium tax-free for your spouse or children's benefit?